Your Credit Score
Doesn't Have To
Stay Broken.
No experience needed. No confusing jargon. Just a simple, guided program that walks you step-by-step toward a stronger credit score — and a brighter financial future.
No contracts · No hidden fees · Cancel anytime
Start Here
New To Credit Repair? No Problem.
Most people were never taught how credit works — and that's not your fault. Here's what you need to know in plain English:
What Is a Credit Score?
Your credit score is a 3-digit number (300–850) that lenders use to decide if they'll give you a loan — and at what interest rate. The higher your score, the better deals you get on homes, cars, and credit cards. Credit repair is the process of removing errors and negative items to raise that number.
Poor Credit (300–579)
Often denied for loans or forced to pay very high interest rates. Many of our clients start here — and that's okay.
Fair Credit (580–669)
Getting better — some approvals but still high rates. Our clients move through this zone quickly.
Good–Excellent (670–850)
Best loan rates, easier approvals, more financial freedom. This is exactly where we help you get to.
Sound Familiar?
Bad Credit Is Holding You Back
You're not alone. Millions of people — singles, couples, and families — are dealing with these same challenges right now.
Denied for a home loan even though you can afford the monthly payments
Your partner's credit is hurting your chances of qualifying together for a mortgage
Paying way too much interest on your car loan because of a low score
Old collections and charge-offs you don't even recognize pulling your score down
Embarrassed or stressed every time a lender pulls your credit
You want to fix your credit but don't even know where to start — and that's okay
Our Simple Process
How It Works — Step By Step
We make credit repair easy to understand. Here's exactly what happens when you join TTL Consulting Group — no experience needed:
Book Your Free Consultation
Hop on a quick call with our team. We listen to your situation, answer your questions in plain English, and show you exactly what we can do for you — with zero pressure to sign up.
We Pull & Review Your Credit Reports
We check all three credit bureaus — Equifax, Experian, and TransUnion — and find every error, inaccuracy, and negative item hurting your score. We explain what we find in simple terms, no jargon.
We Build Your Custom Action Plan
Every credit report is different. We build a step-by-step plan just for you — or for both of you as a couple — so you always know what's happening and why.
We Dispute, Negotiate & Remove
We handle all the dispute letters, creditor negotiations, and bureau communication for you. You don't have to write a single letter or make a single call. We do the heavy lifting.
We Teach You to Keep Your Score High
After we raise your score, we teach you how to maintain it — so you never end up in the same situation again. Education is at the heart of everything we do at TTL.
Choose Your Plan
Simple Pricing for Singles & Couples
No long-term contracts. Month-to-month plans so you stay in control. Cancel anytime — no questions asked.
Perfect if you're working on your credit solo. We guide you every step of the way with clear, simple support.
- Free credit analysis (all 3 bureaus)
- Custom action plan built for you
- Up to 10 disputes per month
- Monthly progress reports
- Credit education portal access
- Beginner-friendly guidance
- Email support
Both partners repaired at the same time. Double the power — one low monthly price.
- Everything in the Single Plan — for BOTH of you
- Combined credit strategy for joint goals
- Up to 20 disputes/month (10 each)
- Couples credit score roadmap
- Priority phone & text support
- Mortgage & loan readiness coaching
- Shared monthly progress updates
All plans are month-to-month. No long-term commitment. Cancel anytime.
Real Results
What Our Clients Say
Real people. Real scores. Real results. Here's what clients experienced working with TTL Consulting Group.
"I had no idea where to start. TTL walked me through everything like I was a total beginner — because I was! I went from a 511 to a 664 in 4 months and just got approved for my first apartment."
"My husband and I both had bad credit and thought we'd never own a home. TTL worked on both of our reports at the same time. Six months later we closed on our first house. I still can't believe it."
"I was skeptical because I didn't understand credit at all. The team explained everything so clearly. 7 collections removed and my score went up 91 points. Worth every penny."
Our 30-Day Progress Guarantee
We're confident in what we do. If you don't see measurable progress on your credit reports within your first 30 days, we'll work an additional month absolutely free. No questions asked. Your progress is our promise.
Got Questions?
We've Got Answers
I know nothing about credit. Is this program really for beginners?
100% yes. We designed this program specifically for people who are new to credit repair. We explain everything in plain, simple language — no jargon, no confusing terms. You don't need any prior knowledge to get started.
How does the Couples Plan work?
With the Couples Plan, we work on both partners' credit reports simultaneously for one flat monthly rate of $149 — saving you $49/mo vs. two separate plans. We build a combined strategy to help you hit joint goals like buying a home together faster and more effectively.
How fast will we see results?
Most clients see their first improvements within 30–45 days of starting. Full results typically take 3–6 months depending on your credit history. We track your progress every step of the way and share regular updates so you're never left wondering what's happening.
Is credit repair legal?
Yes, completely. The Fair Credit Reporting Act (FCRA) gives you the legal right to dispute inaccurate or unverifiable information on your credit reports. We simply exercise those rights on your behalf — the right and legal way.
Do I have to sign a long-term contract?
No contracts, ever. All plans are month-to-month. You can cancel at any time with no penalty and no hard feelings. We earn your business every single month by delivering real, measurable results.
What do I need to get started?
Just book your free consultation call. We'll walk you through everything from there. Most clients are fully onboarded within 24 hours of their first call. All you need is a valid ID and proof of address — we handle everything else.
Your Credit Journey
Starts Today.
Whether you're flying solo or working toward goals as a couple — TTL Consulting Group is here to guide you every step of the way. No experience needed. No judgment. Just results.
📞 Book My Free ConsultationSingles $99/mo with Enrollment Fee $149 · Couples $149/mo with Enrollment Fee $199 · No contracts · Cancel anytime